Archive for the ‘annuities’ Category

Annuity Buyers Can Provide You the Cash Lump Sum You Need

Why Should I work With an Annuity Buyer?

A lot of people look for annuity buyers so they can get their annuity money right away instead of waiting many years to receive it. It’s a good thing that a thriving market of annuity buyers currently exists. These annuity buying companies legally purchase your annuity payments so you can immediately get a quick lump sum payment for your annuity. However, not all annuity buyers are created equal.

What should I know before talking to an annuity buyer?

Quotes can vary greatly and there are some annuity buyers who just aren’t trustworthy. You would do yourself a great service by taking the time to research on your prospective buyers before placing your trust in any one of them.

You also have to keep in mind that majority of annuity buyers offer you flexible terms in which you have the option to choose exactly how much of your payments you need or want to sell. The option of selling just a fraction of your annuity payments gives you a lump sum payment now without losing all of your future annuity payments. More often than not people just wish to be free of the limitations structured payments impose on them and sell the entire annuity.

Is it a good idea to sell to an annuity buyer?

Selling annuity payments can be a very advantageous transaction. The money you receive can be used to either take care of some financial emergency or to start the business you’ve always dreamt of having. There are also those who decide to sell their annuities to fund their children’s education or perhaps help a relative in dire financial straits.

Whatever the need, it is a good thing that there are annuity buyers in the marketplace that you can sell your payments to and get immediate lump sum cash for an annuity. Remember, do your research on the annuity buying company you choose. For more information on annuity buyers visit www.woodbridgeinvestments.com.

Categories: Annuity Payments, Blog, annuities, cash, cash advance, cash advances, cash for annuity payments, future payments, get a lump some for your payments, get a lump sum, investments, need money, sell annuities, sell annuity payments.

Lump Sum Annuity Payment – Pros and Cons

Receiving a lump sum annuity payment like everything else has its pros and cons. Here we’ve laid out a few of the benefits of getting a lump sum annuity payment to help you decide if it’s the right choice for you.

Pros of a lump sum annuity payment

If you choose to sell an annuity for a lump sum annuity payment; you have immediate access and greater control over your money. Selling annuity payments does have some flexibility in terms of how you sell. You can sell all your annuity payments for a larger lump sum or you can draw whatever amount you wish by selling only a portion of your payments. If you should require a bit more money for any reason down the road, you can always sell additional future payments.

Getting a lump sum annuity payment gives you immediate access to a larger portion of your money. Many people who sell annuities use that money to invest it in a new business venture or in financial investments that grow their money more aggressively.

A lump sum annuity payment can also be used to help pay for your children’s or grandchildren’s college education. Your money suddenly becomes very accessible through a lump sum annuity payment.

Cons of a lump sum annuity payment

More flexibility also means more responsibility. You must make sure to invest and manage your money in such a way that it will neither run out during your lifetime nor fall down because of inflation.

It’s also vital to keep in mind that, while you do have greater control if you choose a lump sum annuity payment, it is still not total control. You cannot decide what returns the financial markets will bring or how well a new business venture will do. Sell your payments wisely and make sure you have enough for retirement.

Selling in exchange for a lump sum annuity payment can present risks like the ones above, but can also reap more rewards if that lump sum cash is invested wisely.

If you are not comfortable researching on your own, consult a financial planner or call or visit Woodbridgeinvestments.com for additional information on selling an annuity for a lump sum payment.

Categories: Annuity Payments, Blog, Blogroll, Woodbridge Investments LLC, annuities, cash advance, cash advance for settlements, cash advances, cash for annuity payments, get a lump sum, sell annuities, sell annuity payments.

Need to Find Annuity Buyers?

Who are the big annuity buyers on the structured funding market and how do I choose the right one?

Need to find annuity buyers? Luckily for you, there are many annuity buyers out on the structured funding market for you to choose from. What’s even better is that the plentiful selection of annuity buyers you have available to you creates a very competitive market, providing you with the option of getting the most money from your annuity.

Not all Annuity Buyers Are Equal

The competitive structured funding market does not necessarily mean that all annuity buyers will offer you the best price if you happen to speak to them last. You need to be careful which company you choose, because some annuity buyers simply cannot offer you the same prices as the more established annuity buyers.

Should I choose large-scale annuity buyers?

A tip to selecting the best annuity buyers is to start calling different annuity buyer companies. You can call the bigger names, such as JG Wentworth, Peachtree Financial, and Imperial Structured Funding to start off. All of these annuity buyers will most likely offer you similar prices for your annuity. But as with most large companies, the bigger the company, the less personal service you will receive.

Or should I choose smaller-scale annuity buyers?

If you call one of the smaller annuity buyers, you will most likely be able to personally speak with a financial representative and receive great customer service. The problem though with these small annuity buyers is that they may not be able to offer you the most money you could potentially get for your annuity. They might also take longer to send you your money.

Who are the best annuity buyers?

The best annuity buyers are small companies that are well established. Woodbridge Structured Funding LLC is among the oldest annuity buyers in the industry and are considered pioneers in the business. A reputation like the one Woodbridge has gained is something that develops over years and years of positive results and satisfied customers.

Out of all the annuity buyers, Woodbridge is one of the smaller companies, but is as established, if not more so, than some of the larger annuity buyers mentioned above. In fact, Woodbridge is so confident in their deliverables that if you realize that another company is offering more for your annuity, Woodbridge will give you an extra $500.

Still looking for annuity buyers? First do your research, and then come back and visit Woodbridge Structured Funding LLC., to get the most money for your annuity, in the least amount of time.

Categories: Annuity Payments, Blog, annuities.

Keeping your Annuity Safe in a Volatile Economy

Your Annuity and the Recession:

Given the status of the current recession, people who have incoming lottery, structured settlement or annuity payments should consider selling their payments to a structured funding company. Currently, the recession is demonstrating no signs of letting up any time soon and people have, understandably, been increasingly losing trust in their banks.

Investors who had poured in half or more of their life savings into stocks and banks are no longer sure if they are going to have access to the money they were supposed to be making this whole time. But when looking at the history of the country it is fairly inevitable that this recession will end. But it may also be inevitable that it will someday come back.

Your Annuity and the Recession: The Cycle of the Economy

This recession has been called the “worst economic downturn since the Great Depression,” meaning that there have also been several other economic downturns since then. If you have an annuity, lottery payment or structured settlement, you might want to take that money and have it available to you before it looses it’s value or become unattainable. This isn’t to say that you should not trust any of America’s banks or payment services but you should be wary of the risks that are involved with the large amount of money you are still waiting to receive.

Save Your Annuity from the Recession

The economy is volatile. Don’t let your annuity, lottery payment or structured settlement be harmed or diminished because of this. If you sell your structured settlement to any one of the various structured funding companies, such as Woodbridge Structured Funding, JG Wentworth, Peach Tree Funding or RSL, you can make sure that you see the money you are entitled to. These companies will assess the money that you have coming to you and will pay you a large lump sum of money to collect your payments for you over the years. This provides you with peace of mind that whatever money it is that you won in a structured settlement, lottery, or will gain from an annuity will be yours to use as you wish.

Categories: Annuity Payments, Blog, annuities, sell annuity payments.

Selling Annuity Payments in Times of Financial Trouble

There are times a person decides to sell annuity payments because of some immediate need for a large sum of liquid cash. During these times, someone who wants to sell payments can approach any number of professional companies that are in the business of purchasing annuity payments. People with annuities actually have the option to sell all or just a portion of their payments. A lot of people choose to sell annuity payments early for many different reasons. One of them is that the returns from the investment were far too low. There are other reasons like funding for college tuition, emergency medical expenses, sudden job loss, etc. Whatever the specific reason may be, selling annuity payments can provide one with the cash needed to address any immediate financial need.

When someone decides to sell annuity payments, a professional annuity payment buyer offers a cash lump sum based on the present assessment of the complete annuity contract. The buyer may also offer cash for a portion of the future structured annuity payments, depending on the need of the seller.

While the decision to sell annuity payments might be in the best interests of the original investor, it may not be suitable for a person receiving annuities as an inheritance or a gift. Trading a portion or all of the annuity payments gives a person the perfect opportunity to use his or her money to its full potential. As such, most annuity contracts are for a period of 10 to 25 years, an individual just needs to sell a portion of the annuity payments while still keeping the remainder of the annuity.

A lot of buyout offers for selling annuities are more or less customized. This allows the people involved to determine how much of the annuity needs to be sold to get a lump sum that perfectly their needs. Certain variables such as the volume of annuity payments, fiscal rating of the insurance company making the payments, and how far into the future the annuity expands, have to be given due consideration when one decides to sell annuities. These factors help determine the amount of money a seller would receive.

Categories: Annuity Payments, Blog, annuities, cash for annuity payments, cash now, need money, sell annuities.

Dealing with an Annuity Buyer

A structured settlement is a financial arrangement set up for victims of personal injury cases in which they get monthly payments to cover damages, losses, and medical expenses. It is different from a lump sum payment because the plaintiff gets a fixed amount monthly for a specific period of time.

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Categories: Annuity Payments, Blog, annuities.

Structured Settlements and Annuities: How you can turn your payments into a new home

Get a large lump sum now for your future payments from structured settlements, annuities, or lottery winnings. Use your lump sum as a down payment on a new home purchase, or renovate and upgrade your existing home.

Selling your structured settlement payments for one lump sum could help buy you a new home. If you are among the thousands of Americans receiving periodic payments from a structured settlement, annuity, or lottery and looking to buy home, there is no better time than now!

With an overwhelming surplus of new construction, and foreclosed homes, there is a seemingly endless inventory of homes available on the market these days all across the country. Banks have tightened there lending requirements, and are racing to recoup lost assets felt as a direct result of defaulted home loans.

What does this mean for you?

It means that home prices have plummeted.

There are more houses on the market than there are buyers with available credit or ability to afford required down payments. The Feds have locked the interest rates for the time being affording you an opportunity to take part in the American dream of home ownership.

When you sell all or some of your structured settlement or annuity payments, you receive a one time lump sum of cash, that is readily available to you. Depending on how much your payments are worth, you may even be able to sell only a small portion of payments and still receive periodic payments to supplement your income. You can sell future payments even if you have sold some before. Companies such as Woodbridge Investments will buy your payments even if they are outside the guaranteed period.

How do you find out how much your payments are worth?

That’s Easy!

There are several companies that specialize in buying payments from structured settlements, annuities, and lottery winnings. These settlement purchasing and factoring companies have funding ready to put cash in your pocket now. Aggressive competition for your business ensures that you are going to get the most money possible for your payments. Once you have determined how much money you will need, find out how much your payments are worth by getting an appraisal or quote.

What do you need to get an appraisal or quote?

All you need is three!

How often do you receive your payments?
Do you receive them monthly, quarterly, annually, etc.
How much are your payments?
Are they $500, $1000, $10,000, $50,000, etc.
How many payments are left?
Do you have 5 years, 10 years, 30 years?

With just these three key pieces of info, you can find out how large a lump sum is available to you when you sell payments from a structured settlement, annuity, or lottery.

Are all your payments worth the same amount of money?

The answer is no. TVM, otherwise known as the time value of money, and the interest you have not earned in your payments not yet received all play a role in factoring how much your payments are worth. Payments that are further in the future are typically worth much less than those you would receive sooner. A dollar today is worth more than a dollar tomorrow. Inflation plays a large role in eating away at the value of your future payments. The amount of money you will pay for a bag of groceries today will not get you as large a bag in 5, 10, or even 20 years. For this very reason many people chose to cash out there payments now, and reinvest their money, start another business, pay for college tuition, or even put it in savings.

How does a company determine how much my payments are worth?

The equations used when factoring the monetary value of your settlement, annuity or lottery payment is a bit complex. TVM (Time Value of Money), Calculated rate of Inflation, and Interest Rates are just a few components used in determining each payments value.

After I chose a company to sell my payments to what do I do next?

Now that you have decided to sell your payments for a large lump sum. You will need to provide the company buying your payments with proof of your benefits. This is a letter from the insurance company that states in writing exactly how your payments are structured and how you receive them. Then you will need to sign agreement with the settlement purchasing company.

The company will deliver to you documents for your to review, and after you have agreed to the sale of your payments in writing, a court will review the transaction, and provide a final approval.

Why does a court need to review my sale?

A court will determine that the transaction you have agreed to is in your best interest, makes sure that all legal documents are filed accordingly, and that you will net be negatively or adversely affected by giving up some or all of your future payments. As previously stated, you do not have to sell all of your payments. How many payments you sell, is up to you.

There should never be any pressure or obligation for you to sell your payments. Your financial decisions are personal and these choices should be left for you and your family to decide.

Once the court has approved the transaction, you will receive your lump sum. Typically the entire process can take anywhere from 60-90 days, depending on which state you live in. Some courts will be quicker than others, and taking into consideration how quickly all the documents are signed and returned can have an impact on the varying lengths of time it takes to conclude a sale of payments.

To get a free, easy, no hassle, no obligation quote now call toll free-

1-866-865-7044

Or get an online quote at www.woodbridgeinvestments.com

Categories: Buyer of Structured Settlement Payment, Cash Structured Settlements, Sell Structured Settlement Payments, Structured Settlements, annuities, lottery winnings, lump sum, lump sum for your payments, personal injury settlements, sell payments, sell structured settlement.

Gas Prices go up as the value of your settlement and annuity payments go down!

It’s a reality that thousands of Americans begin to see happening in their very own lives everyday.

sell settlement payments

Recent economic changes of drastic proportions have made those once sufficient amounts received from annuities and settlement payments less than desirable. Inflation, increased cost of living, rising debt, the largest hike in gas prices our country has ever seen all make the buying power and value of your settlement or annuity money shrink to unrecognizable amounts.

Originally the scheduled monthly, bi-annual, or even yearly payments seemed adequate or more than enough. Annuity and structured settlement payments were intended to help the victim of an injury, a person who aquired a disability, or even to supplement retirement income.
More over, foreclosures and mortgage delinquency have become an epidemic as a result of poor lending preactices, and brokers who farmed out sub-prime loans by the dozen to homeowners who could not afford or should have not received a loan.
American companies are reducing their human labor costs and quickly implemeting autonomic systems that help to fray the seemingly exhorbitant cost of operationg. Industry specilaists estimate that a corporation or business could effectivly reduce their overhead in human resources by more than 28% by eliminating personnel that are not absolutely necessary to day to day operations. This reduces not only the payroll costs for a struggling company, but eliminates the costly company contributions to benefits packages, and health plans typically provided to an employee.
An emergence of internet based and low cost electronic investment tools and software have turned even the most domestic housewife into stock savvy investors. At home on the computer individuals are learing that they can control their own investments and eliminate the middleman company.
Structured settlement, annuity, and lottery payment receipients are among the most fortunate in today’s society. A liquid asset such as this could provide the emergency funds needed to save a home from foreclosure, pay down or pay off credit card debt that is burying you further and further, medical expenses and care, or any other unforeseen costs that arise.
Selling settlement or selling annuity payments for a large lump sum of money can give a person the money they need now when they need it most.
Companies that will purchase your payments, like Woodbridge Investments or J.G. Wentworth,will give you an appraisal to let you know how large a lump sum your payments are worth, allowing you to decide which or how many payments you would like to sell.
Payments that are sold in the first 5 to 10 years are going to carry the most value and render the highest possible amount of money, while payments sold further in the schedule or years later will bring a much reduced offer.
Payments from structured settlements or annuities are not built to factor in the increased cost of living as the years go by, but the lump sum offer you receive from any company will definitely reflect the rate of inflation, and the lessened value and buying power of your dollar.
To get more information on how you can sell structured settlement or annuity paymen-ts and get a large cash sum now, call Woodbridge Investments today toll free 1-866-865-7044 or visit our website for an instant quote online or chat with a live reprentative at www.woodbridgeinvestments.com

** Your money is there for you, let Woodbridge investments help you realize your mony’s value to you today!**

Categories: Annuity Payments, Articles, Lottery Payments, Sell Structured Settlement Payments, Structured Settlements, Woodbridge Investments LLC, annuities, future payments, get a lump sum, investments, lottery, lump sum payments, sell, selling structured settlement, structured settlement, structured settlement payments, sum.

The “Woodbridge Advantage”, the most talked about program in the industry.

The “Woodbridge Advantage”, the newest and most talked about out of guarantee program for individuals who are looking to sell annuity payments.

Until now, only a fortunate few have been able to sell annuity payments for a lump sum now, that are outside the guarantee period.

Woodbridge makes selling annuity payments for the largest lump sum now even easier.

There’s simply no substitute for easy-to-understand, invaluable information when it comes to your money. We challenge you to find another company who will buy your future payments even if they are outside the guarantee period. If you do, bring us their offer, and we will beat it!

Without a doubt, many have tried to come close to offering what Woodbridge can offer, but have not succeeded! Get as many quotes as you like from any other company and then call the professionals at Woodbridge to see how we guarantee we will beat any other offer! It’s no wonder that we are the number one choice when it comes to purchasing annuity payments.

The sooner you act, the sooner we can show you how you can not just get your money your way, but even better! In just a few minutes a highly trained associate can let you know how much your future payments are worth today! It fast, painless, and its easy! Just let us know how much your payments are, how many you have, and how often you receive them. You are under no obligation and you have nothing to lose!

Sell only the payments you want to sell!

There is never any pressure!

No one works harder to get you the money you deserve than Woodbridge. But don’t just take out word for it, Find out for yourself today!

Call toll free 1-866-865-7044

Learn more about us at www.woodbridgeinvestments.com

Categories: Articles, Structured Settlements, annuities, cash for annuity payments, future payments, sell annuities, sell annuity payments.

Sell Structured Settlements and Annuities

You can sell structured settlements and annuities for a lump sum. More and more people everyday have decided to get their money now instead of waiting for periodic payments.

In most cases, an individual can receive their money in as little as 60-90 days. You can choose to sell structured settlement payments in part or wholly. Even if you have sold payments before, you can still get a quote on the remaining payments.

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Categories: Annuity Payments, Blog, Sell Structured Settlement Payments, Structured Settlements, annuities, sell structured settlement.