Archive for the ‘Annuity Payments’ Category

Sell an Annuity for Cash: How to Get the Largest Lump Sum

When you sell an annuity for cash, you want to receive the largest lump sum cash payment possible. However price isn’t the only factor in getting the best value for your structured annuity. Beyond a quoted price, it’s important to consider the reputation of the structured settlement company you choose. A seemingly great offer for your settlement payments quickly loses value if there are undisclosed fees or if the company drags out the entire process well beyond the normal time frame. Fortunately, you don’t have to choose between large lump sum cash payments and reliability when selling an annuity for cash. Woodbridge Structured Funding, a leader in the industry for nearly 20 years, will beat any legitimate offer and complete your transaction in a timely manner.

Selling Annuities for the Most Cash

The best way to maximize your lump sum cash payment is to do your research. Selling an annuity for cash is a major financial decision and should be treated as such. Consult your legal and financial advisors, and research structured settlement companies. Read Finding a Company to Buy Annuity Payments to get started.

It is also important to sell your settlement for the right reasons. Selling annuities for cash isn’t for everyone. 4 Reasons Not To Sell Structured Settlements describes some of the situations where it may make more sense to keep your annuity intact.

Contact multiple structured settlement companies before making any decisions. In addition to requesting quotes, be sure to ask questions about their company and policies. Based on the responses you receive, you can determine if the customer service reps are helpful, knowledgeable and willing to answer your questions. No matter how great the quote might be, selling an annuity for cash to an inexperienced company, or one that doesn’t place a premium on customer service and education, is a mistake.

Maximizing Your Lump Sum Cash Payment

Regardless of the size of the lump cash payment, you are not getting the most value from your settlement if you don’t manage that money wisely. Before you sell an annuity for cash make sure you know what you will do with the cash payment. By not deviating from the intended purpose of selling your settlement, you will be able to make better decisions.

Furthermore, you will be prepared when you receive the lump sum cash payment and able to quickly place it in investments that will make you the most money.

Before selling an annuity for cash, make sure to get quotes from different structured settlement companies and have a plan for using the lump sum cash payment. Woodbridge will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor, or visit the website for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Categories: Annuity Payments, sell annuity payments.

Sell My Annuity

What’s the Best Way to Sell My Annuity?

After enduring the stress of an accident and subsequent legal proceedings, many injury victims awarded structured settlements find themselves wondering, “What’s the best way to sell my annuity?” There are plenty of reasons to sell structured settlements. Most importantly, selling annuity settlements for lump sum payments gives you access to your money. Unlike a structured settlement annuity which is padi out on a predetermined basis set up by an impersonal insurance company, selling annuity payments allows you to place your money into investments that give you the flexibility to withdraw funds. These funds are readily available in case of an emergency, or if you desire to make a large down payment on a house or vehicle.

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Categories: Annuity Payments, Blog, Structured Settlements, Uncategorized, annuities, structured settlement, structured settlement payments.

How to Get Cash for Future Annuity Payments

The Problems With Structured Settlements

Being awarded a structured settlement and receiving future annuity payments over the next several years can be comforting, but it can also be very limiting. No matter how much you budget and monitor your finances, large expenses can surface without warning. You’re not alone. A new survey by AAA found one in four Americans couldn’t pay for a $2,000 car repair if it were due today. One in eight lacked access to funds to pay for a $1,000 repair. Unplanned home repairs and medical care can also be an unwelcome surprise, and cost significantly more than two thousand dollars. Unfortunately, small payments from structured settlements aren’t the answer when you need a large sum of money right away. Selling future annuity payments for cash isn’t difficult, but it’s the last thing you want to be dealing with when you or a loved one needs urgent medical care, or your house is waterlogged thanks to a flood or leaky roof.

Getting Cash for Future Annuity Payments

Selling future annuity payments for a lump sum of cash allows you the freedom to put your money into more flexible investments with easier access. Instead of having your money controlled by a faceless insurance company, selling future annuity payments gives you the power to place your funds in higher returning investments. You can put your money wherever you want, and access it when you need it.

It would be nice if expenses were as regular as structured settlement payments, but no matter how meticulously you plan, there are always surprises. Situations arise and you need to be prepared to handle them. Boy Scout founder Robert Baden-Powell wrote, “You have to be prepared at any moment to face difficulties and even dangers by knowing what to do and how to do it.” Getting cash for future annuity payments is an important step towards readying yourself for unexpected expenses.

Sell Structured Settlements for Cash

For nearly two decades, Woodbridge Structured Funding has been an industry-leading structured settlement factoring company. Our vast experience buying structured settlements has helped us streamline the process of, making it easy for our clients sell future annuity payments for cash.

Call today (1-866-865-7044) to speak to an advisor, or visit us online for a free quote. It’s quick, easy, and all information is kept strictly confidential. Woodbridge Structured Funding, LLC will beat any legitimate offer.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Categories: Annuity Payments, Blog, Structured Settlements, Uncategorized, annuities, structured settlement, structured settlement payments.

Should I Sell My Annuity Settlement?

“Should I sell my annuity settlement?” You’re not alone with this concern. Many injury victims consider selling future annuity payments for lump sums. For nearly two decades, Woodbridge Structured Funding has specialized in helping accident victims sell annuity settlements for cash. Thanks to our considerable experience in the structured funding field, Woodbridge can help you answer the “should I sell my annuity”

What to Do with Future Annuity Payments

With an annuity structured settlement, payments are usually spread out over years, even decades. While every case is unique, there are several major reasons accident victims decide to sell an annuity settlement. A common reason for selling future annuity payments is to gain access to one’s own money. While an insurance company holds your annuity you have very little control over your funds. The amount and frequency of annuity payments is dictated by the original settlement. You do not earn interest on the annuity, and you cannot easily access the settlement funds when you need them. Selling an annuity settlement changes all that.

3 Reasons to Sell Annuity Settlement Payments

A structured annuity can stretch out over decades, and a lot can happen during that time. When answering the “should I sell my annuity?” question, it’s crucial to consider one’s financial future. Small payments can be used to take care of regular bills, but having money locked away in a structured annuity can be frustrating when faced with larger expenses. Here are some of the reasons Woodbridge clients have decided to sell annuity settlement payments:

Down payments: The larger your down payment the lower your monthly mortgage or car payment. Selling an annuity settlement makes it possible for you to make larger down payments.

Higher education: There are few investments that pay greater rewards than higher education. Unfortunately, with tuition on the rise, continuing education can be expensive. Many Woodbridge clients have sold their annuity payments to invest in their future.

Prepare for emergencies: As the old saying goes, ‘hope for the best, plan for the worst.’ Sometimes unforeseen expenses catch us off guard. Whether it’s medical care, home improvement, or a period of unemployment, there are situations which require us to have immediate access to large sums of money. By selling future annuity payments and placing the funds into more accessible accounts, many Woodbridge clients have the peace of mind in knowing they are prepared for emergencies.

Not only can it be a smart decision to sell annuity settlements, it’s also quick and easy. Contact Woodbridge, a trusted buyer of structured settlements, today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Categories: Annuity Payments, Blog, Structured Settlements, Uncategorized, annuities, structured settlement.

3 Things You Must Know to Sell an Annuity

Selling an annuity settlement can change your life. Such an important decision should not be made lightly. When selling a structured settlement you should consult with your legal and financial advisors before taking action. Woodbridge Structured Funding’s customers have benefited greatly from the decision to sell annuities. They have invested their lump sum payments in, education and new business ventures, purchased homes and automobiles, and set up trusts for their grandchildren. Before you cash out structured settlements, there are three things you must know in order to sell your annuity settlement.

Sell an Annuity Settlement Question 1: How Much?

When you contact a Woodbridge Structured Settlement expert for a free consultation about selling an annuity settlement, you will need to know the amount of your settlement. In addition to the total sum of the settlement, a structured settlement buyer will need to know the dollar amount of each payment. This information is vital in determining the best strategy for cashing out your structured settlement. If you are unsure of the details of your settlement, a Woodbridge advisor can help you verify that information.

Sell an Annuity Settlement Question 2: How Often?

The payment schedule for each annuity settlement is different. The number of payments, frequency of payments (monthly, yearly, etc.), and amount of each payment will be unique to each settlement. To sell an annuity settlement, you will need to know how often you receive settlement payments.

Sell an Annuity Settlement Question 3: How Many?

The third major component in this line of questioning is ‘how many?’ You will need to decide how many payments you want to sell. When it comes to selling annuity settlements you have a great deal of flexibility. One option is to cash out your entire structured settlement. Alternately, you can choose to sell annuity installments periodically, receiving multiple lump sum payments.

Not only can selling an annuity be a smart move, it is also fast and easy. Contact Woodbridge today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Categories: Annuity Payments, Blog, Structured Settlements, Uncategorized, annuities, sell annuities, sell annuity payments, structured settlement, structured settlement payments.

When Is It Too Late To Sell an Annuity Settlement?

In 1998, Daniel received a structured annuity settlement in a personal injury case. Though badly injured by a falling power line, Daniel was eventually able to return to his job and continue with his career. Then in 2008, Daniel was laid off. Though he searched hard for a new job, employers were unwilling to hire someone of his age, and Daniel’s hard-earned savings were quickly running out. The structured settlement from his injury was providing a small amount of income, but the payments were too small and too sporadic to help cover his mounting debt. An old colleague of Daniel’s suggested he sell his annuity settlement. Unaware that he was able to sell a structured settlement for lump sum payments, Daniel quickly went about researching the best way to sell his annuity settlement. (more…)

Categories: Annuity Payments, Blog, Structured Settlements, Uncategorized, annuities, cash for annuity payments, settlement payment, settlements, structured settlement, structured settlement payments.

What the Decision to Sell Annuity Settlements Did for Candace

Is the decision to sell annuity settlements a good one? Read to find out how selling an annuity transformed one woman’s life. After more than a decade of hard work in the factory of an electronics manufacturer, Candace was earning a decent living and beginning to put money away for her dream vacation. Things were going well, and Candace was satisfied with the direction her life was taking. Then, one December morning after a snow storm, she slipped in the parking lot of her apartment complex. The fall did serious damage to Candace’s shoulder and even after surgery she was unable to return to work. Without a job, Candace’s hard-earned savings quickly dwindled. (more…)

Categories: Annuity Payments, Blog, Uncategorized, annuities, sell annuities, sell annuity payments.

Why Jamie Decided to Sell Annuity Settlement Payments

Sell Annuity Settlements

The decision to sell annuities or structured settlements can be a life changing one. One young woman experienced this when she chose to sell settlement payments to fund her college degree. The summer she turned seven, Jamie attended a day camp near her house. One day while playing on the slide, she fell off a slide, badly breaking her right arm and wrist. Her parents sued the camp for inadequate supervision and won a settlement for Jamie’s hospital care and emotional distress. The settlement was awarded in a structured settlement to be paid out over twenty five years. This arrangement worked fine until it was time for Jamie to attend college. An excellent student, she had received a partial scholarship. But even with the scholarship, out of pocket expenses still amounted to around $20,000 a year, and Jamie’s parents were unable to fund the outstanding balance of her college education due to having to take care of Jamie’s three younger brothers and sisters. Determined to attend college nonetheless, Jamie did extensive research into ways she might be able to fulfill her dream of becoming a doctor. Eventually, she discovered she could sell settlement payments for a lump sum. (more…)

Categories: Annuity Payments, Blog, Structured Settlements, Uncategorized, annuities, cash for annuity payments, structured settlement.

Sell Annuity for Lump Sum Payments Now or Wait?

Should You Sell Annuity Payments Now?

Annuities can be extremely beneficial investments. Whether you invested in an annuity, have been awarded a structured settlement, or won a lottery or casino jackpot, you’re likely sitting on a stable investment that can provide steady income for a long time to come. So why would you want to sell annuity payments? There are several reasons people sell an annuity for a lump sum payment. The primary motivation for many Woodbridge Structured Funding clients who decide to sell their structured settlement payments is to gain more control over their finances. It’s nice to have an annuity as backup, but when you need that capital for medical bills, a down payment on property, or other large expenses, having it locked up in an annuity can be counterproductive. If and when the need arises or an opportunity presents itself, you have the option of selling your future structured settlement payments. There is no reason to wait when you can benefit immediately by selling all or a portion of your payments for a lump sum and make the money work for you today.

Can You Receive Multiple Lump Sum Payments?

Another reason recipients of periodic payments seek a structured settlement annuity buyer is because they would like to shift some of their annuity into another investment. While your money is tied up in an annuity, you’re locked into a stagnant return. A prime reason people sell annuity payments to Woodbridge Structured Funding for a lump sum payment is so that they can invest in other higher yielding areas. Whether it is stocks or a life insurance policy, your money could be doing more for you if it wasn’t stuck in a single investment like an annuity. It’s your money, and how you choose to invest it should be your decision.

Furthermore, you’re not required to sell all of your annuity payments at once. You can cash out structured settlements in stages, taking out only the money you need, while leaving the remainder of the annuity intact. Another common situation that brings annuity holders to a structured settlement annuity buyer is the potential tax consequences levied against heirs who inherit the annuity. It’s not unusual to sell annuity payments in order to transfer that money into other investment vehicles that are not taxed as highly when transferred from one generation to the next. The decision to sell an annuity for lump sum payments isn’t just an investment in your future, it’s an investment in your family’s future.

Why Wait to Sell Annuity Payments?

Any financial decision should be carefully considered and discussed with advisors and the decision to cash out a structured settlement for a lump sum payment is no different. Before you seek a structured settlement annuity buyer or decide to sell annuity payments, it’s important to consider your current and future financial needs. How dependent are you on the annuity for future income? Can the funds in the annuity be put to better use elsewhere? Keep in mind, there is no need to cash out a structured settlement at once. You can sell annuity payments as it best suits your personal financial situation. You’re never under any pressure to sell the entire annuity; the lump sum should be based on your current needs and goals.

Contact Woodbridge Structured Funding at (866-865-7044) and get your free quote today. Our experienced staff can answer any questions you have about lump sum payments.

Categories: Annuity Payments, Blog, Uncategorized, annuities, lump sum, lump sum payments, sell annuities, sell annuity payments.

Nine Steps to Selling Annuities for Cash

Selling annuities for cash can take a very short amount of time, but for the most part there is a typical process that happens. Learn how the process of selling annuities for cash works by reading the following nine steps: (more…)

Categories: Annuity Payments, Blog, Woodbridge Investments LLC, annuities, cash, cash advance, cash for annuity payments, future payments, get a lump some for your payments, get a lump sum, investments, lump sum, lump sum for your payments, lump sum payments, sell annuities, sell annuity payments.