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Archive for the ‘sell annuities’ Category

Don’t fall into a financial pitfall.

Financial considerations for after you sell a structured settlement, lottery winnings or annuity payments

Selling your structured settlement, lottery winnings or selling an annuity payment by no means automatically suggests that you are not financially planning for the future.
Yes, there are many pitfalls that one can fall into after selling a structured settlement, lottery winning or annuity payment, but these can easily be avoided just by keeping a few pointers in mind.

1) Sell up to the budget that’s needed

Take some time before you sell your structured settlement, lottery winnings or annuity payment to set up your own budget and identify how much lump sum money is needed. Sell only the portion of payments that’s needed to fulfill this budget. Most Structured settlement companies will allow you to sell a portion of payments and if you need more at a future date you can sell your remaining payments

2) Determine long term and short term financial goals

Just because you should budget does not mean that you shouldn’t take advantage of the large amount of money you just got by selling a structured settlement, lottery winnings or annuity payments. Go ahead and enjoy, buy a new gift for yourself. However, don’t buy a car or boat right away if that wasn’t in your budget. It is good practice to limit what you spend a large amount of money on right away so you can see what the rest of your new spending habits are like. You might realize that you just can’t help going out for a lot of fancy dinners. Take some time to slowly evaluate what you want to spend your money on.

3) Think outside the box about spending

Right now your financial responsibilities may be limited. Think also about your future. Don’t forget that down the road you may have other people in your family or close circle of friends that you might need to take care of financially. Before you start spending the money you just got, make sure you cover all your bases and try to anticipate all of the large expenses you’ll have to cover in the next five or twenty-five years.

Selling a structured settlement, lottery winnings or selling annuity payments can be a great and fiscally responsible thing to do, as long as you take all aspects of managing your finances into consideration. For a free quote on how much money for future payments you can get, visit our free quote page

Selling Annuities in order to Give: What To Do When You Are Stressed About Money Over the Holiday Season


Stressed about Money over the holiday season? You’re not alone.

For essentially all stores, many restaurants and various other services, the holiday season is the most significant period of profit- sometimes drawing in about 75% of annual sales. Many businesses depend on the holiday season for this reason and, consequently, this also means that a large portion of what you spend annually is also spent over the holiday season.

For many Americans, a large sum of money is needed starting on Thanksgiving to last through New Years, intended to be spent generously on generally non-practical items for other people. This unfortunately makes the holiday season a time of great financial stress, and sometimes even burden.  What many people don’t realize is that when they are stressed about money over the holiday season the answer is easily within their grasp: it’s just waiting for them in the form of future annuity, structured settlement or lottery payments.


Selling Payments When You Are Stressed About Money Over the Holiday Season:

If there is ever a time to take advantage of those slowly incoming payments you are receiving from an annuity, a structured settlement, lottery or casino winning it is during the holiday season. When you are stressed about money over the holiday season, remember that you don’t have to wait to receive your entitled additional payments.

Depending on your preference, you can sell just portions of your incoming payments by negotiating a plan with a structured funding company.  This can be a great option for people who value and understand the benefit of having those steady payments coming in, but are willing to trim a little off the end of the payment plan (which is often thirty years away!) in order to provide a happy and less financially burdensome holiday for themselves and their loved ones.

A trustworthy structured funding company, such as Woodbridge Structured Funding, will offer you a good rate for portions of your payments in hopes that you’ll want to sell to them again, perhaps for the next holiday season. When you are feeling stressed about money over the holiday season, consider your option of selling your annuity, structured settlement, or lottery payments.

Happy holidays!

Three Options for Structured Settlement, Annuity or Lottery Winnings

Should you sell all, nothing or just some of your payouts?

If you’ve won the lottery, a structured settlement or have an annuity fund, you could be financially set for life. A modest but steady payment might be placed in your bank account every month for the next thirty years, ultimately gaining you thousands upon thousands of dollars. By the time you retire, you may have even collected it all. (more…)

Selling Annuity Payments in Times of Financial Trouble

There are times a person decides to sell annuity payments because of some immediate need for a large sum of liquid cash. During these times, someone who wants to sell payments can approach any number of professional companies that are in the business of purchasing annuity payments. People with annuities actually have the option to sell all or just a portion of their payments. A lot of people choose to sell annuity payments early for many different reasons. One of them is that the returns from the investment were far too low. There are other reasons like funding for college tuition, emergency medical expenses, sudden job loss, etc. Whatever the specific reason may be, selling annuity payments can provide one with the cash needed to address any immediate financial need.

When someone decides to sell annuity payments, a professional annuity payment buyer offers a cash lump sum based on the present assessment of the complete annuity contract. The buyer may also offer cash for a portion of the future structured annuity payments, depending on the need of the seller.

While the decision to sell annuity payments might be in the best interests of the original investor, it may not be suitable for a person receiving annuities as an inheritance or a gift. Trading a portion or all of the annuity payments gives a person the perfect opportunity to use his or her money to its full potential. As such, most annuity contracts are for a period of 10 to 25 years, an individual just needs to sell a portion of the annuity payments while still keeping the remainder of the annuity.

A lot of buyout offers for selling annuities are more or less customized. This allows the people involved to determine how much of the annuity needs to be sold to get a lump sum that perfectly their needs. Certain variables such as the volume of annuity payments, fiscal rating of the insurance company making the payments, and how far into the future the annuity expands, have to be given due consideration when one decides to sell annuities. These factors help determine the amount of money a seller would receive.

The “Woodbridge Advantage”, the most talked about program in the industry.

The “Woodbridge Advantage”, the newest and most talked about out of guarantee program for individuals who are looking to sell annuity payments.

Until now, only a fortunate few have been able to sell annuity payments for a lump sum now, that are outside the guarantee period.

Woodbridge makes selling annuity payments for the largest lump sum now even easier.

There’s simply no substitute for easy-to-understand, invaluable information when it comes to your money. We challenge you to find another company who will buy your future payments even if they are outside the guarantee period. If you do, bring us their offer, and we will beat it!

Without a doubt, many have tried to come close to offering what Woodbridge can offer, but have not succeeded! Get as many quotes as you like from any other company and then call the professionals at Woodbridge to see how we guarantee we will beat any other offer! It’s no wonder that we are the number one choice when it comes to purchasing annuity payments.

The sooner you act, the sooner we can show you how you can not just get your money your way, but even better! In just a few minutes a highly trained associate can let you know how much your future payments are worth today! It fast, painless, and its easy! Just let us know how much your payments are, how many you have, and how often you receive them. You are under no obligation and you have nothing to lose!

Sell only the payments you want to sell!

There is never any pressure!

No one works harder to get you the money you deserve than Woodbridge. But don’t just take out word for it, Find out for yourself today!

Call toll free 1-866-865-7044

Learn more about us at www.woodbridgeinvestments.com

You Can Sell Annuity Payments for Cash

Sell annuity payments for a cash lump sum.

Annuities are a form of personal investment now matter which you choose. You are paying into something now, to get a return later. When you choose to sell your annuity payments, you are opting to receive your money now rather than wait for those future payments.

Often there are situations in life that demand we alter our current financial obligations and priorities. Unforeseen expenses such as medical costs, illness, or injury can often be the culprit. In many cases, families are forced to confront the sudden inability to make ends meet, even if they are receiving a consistent and guaranteed form of income.

For many of Americans there are no quick or nearby solutions for the money crunch and the problems become worse with no sign of improving any time soon. Homes are foreclosed on, jobs are lost, education suffers, and families fall apart because of the financial strain they were not able to endure.

Resources that are available to some in certain parts of the country are not always readily accessible in others. You may be able to seek and receive temporary relief or aid from family, friends, and neighbors, or even your local parish or community organizations.

Selling annuities for cash now is just one of the many ways individuals can find resources for funds already available to them without having to turn to high interest loans, or borrowing money from friends and loved ones.

You can sell your annuity payments for a lump sum. It is even possible to sell all types of traditional life insurance policies for cash.

No one can decide what is right for you and your family better than you can. If you are currently receiving annuity payments, you may consider selling all or some of your payments for a lump sum now.

Once you have evaluated the situation and determined that you would rather seek financial relief from something you are entitled to rather than borrow something you do not have, you can decide if you want to sell all or some of your annuity payments for cash now.

Thousands of Americans every year choose to sell all or some of their future payments in exchange for a lump sum. This money can be used to pay off debts, or even pay for necessary home repairs.

Getting a quote for your payments is easy, and takes only a few minutes. There are many companies to choose from, and it is recommended that you get several quotes to makes sure you are getting the most money for your payments.

If you would like to receive a free immediate quote simply call 1-866-865-7044 or go online to http://www.woodbridgeinvestments.com/quote_form.php and find out in moments how much your payments are worth today!

Annuities; what are they?

An Annuity is a contract between you and an insurance company, under which you make a one time payment or series of payments. In return, the insurer agrees to make periodic payments to you beginning immediately or at some future date. When you sell annuity payments now, you are choosing to receive the money now instead of waiting for the future payments.

Generally, there are two types of annuities- fixed and variable.

Fixed Annuity

In a fixed annuity, the insurance company guarantees that you will earn a minimum rate of interest during the time that your account is growing. The insurance company guarantees that periodic payments will be a guaranteed amount per dollar in your account. These periodic payments may last for a definite period, such as 20 or 30 years, or an indefinite period, such as your lifetime or the lifetime of you and your spouse.

Variable Annuity

In a variable annuity, you can choose to invest your purchase payments from a range of different investment options. The rate of the return on your purchase payments, and the amount of the periodic payments you will eventually receive, will vary depending on the performance of the investments options you have selected.

Variable annuities are securities regulated by the Securities and Exchange Commission also known as the SEC. Fixed annuities are not securities and are not regulated by the SEC.

To learn more about the Securities and Exchange Commission different types of fixed and variable annuities, you can visit the SEC website at http://sec.gov or write to:

SEC Headquarters
100 F Street, NE
Washington, DC 20549
(202) 942-8088

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